Emergency Budget 2015 – How your finances will be affected

2015 emergency budget

“This is a big Budget for a country with big ambitions” In the opening minutes of the first fully-Conservative budget for almost 20 years, Chancellor George Osborne set out his party’s plans to cut £12billion from the UK’s welfare bill in an attempt to cut the country’s deficit. The new Budget proposals undoubtedly aim to […]

How UK National Insurance Changes Could Affect Your Pension

National Insurance Changes

Changes to National Insurance payments could see thousands of self-employed workers in the UK have their state pension threatened. A simplification of the NI payments for the self-employed have come into force without much fanfare, though it could mean that the credits built up towards your state pension are stopped; without knowledge of this, you […]

What is Equity Release? Your Handy Guide part 2: Frequently Asked Questions

Equity Release

Following on from last week’s piece on equity release, we’re now going to take a look at some of the more frequently asked questions about equity release.

What is Equity Release? Your Handy Guide

Equity Release

Property wealth of retired homeowners has grown by £12.5 bn in the last 3 months. How could the possibility of equity release impact your pension plans?

The ‘Inheritance ISA’: All You Need To Know

The Inheritance ISA

Although George Osborne introduced the ‘inheritance ISA’ in his autumn budget (Dec 2014), very few eligible widows and widowers have taken up the new offer.

Three Ways that Invoice Financing Could Benefit Your Business

Invoice Financing

  For companies in need of capital, invoice financing can offer an ideal solution to your problems. Lower risk and more flexible than many of its borrowing alternatives, it’s becoming an increasingly popular funding avenue for companies. However, many people remain unaware of its existence. They’re entirely unfamiliar with the concept, or how it could […]

Three Insurance Polices You Might Not Have Considered

Three Insurance Polices You Might Not Have Considered

There are several insurance policies that businesses should be aware of. Things like contents insurance, public liability cover, and employee negligence are all essential practices that a good business needs to consider.   But your options don’t end there. In fact, there are an almost limitless supply of policies specific to your industry or even […]

Three Top Tips for Renovating Your Home on a Budget

Three Top Tips for Renovating Your Home on a Budget

Home improvements are a luxury, but often the budget just isn’t there. Today we look at three tips to help you renovate your home without breaking the bank.

Are Generation Y saving enough for their retirement?

Are generation Y saving enough for retirement?

Generation Y want to retire with a £95,000 pension – but are they saving enough?

We all dream of a luxury retirement – lavish holidays, expensive hobbies, and disposable income to spend on the grandchildren. And with the much lauded pension freedoms enabling the over-55’s to draw 25% of their fund as tax-free cash, this could be a reality for many – if they get the right kind of financial advice, and have enough cash in their pension pot.

How to market your small business—for free!


Venturing out into the world of owning your own small business can seem daunting. There is so much to consider, so much to pay for and so many decisions to make. Owning your own business isn’t for everyone, but if you have even the slightest desire to do it, I fully would encourage you to try it out in some way, even if you start small.

Want to get started? 5 Steps to turning your business idea into a reality

As most of you know, Liz recently announced she’s starting her own tax prep business. My husband has actually worked for himself for many years now, so I thought it’d be fun to share the various ways we advertise for free.

Small Business Updates


Between the television commercials, news articles,and blog posts.. I have a feeling that it’s finally tax season. Why would I say finally? Well, because I’ve literally been thinking about this tax season for a year now.  I work as a CPA by day and specifically in tax. Ever since leaving my first job in public […]

Frugal Fun Winter List


Winter can be such a drag. Especially when you are living in the north. It’s just too dang cold to go outside. It’s even been too cold to take Ruby for a walk! I feel so bad for her. While we’ve managed to go on a few very short walks, it’s nothing like her daily walk […]

Never Stop Looking for Opportunities to Save Money


I’m wasting no time in the new year to start saving money. In the first five days of 2015, I’ve found two way to save more than$600! None of my saving strategies are revolutionary. Anyone can use these methods to save money. I will admit that saving money does require some effort. Companies will not volunteer […]

Goals for 2015


Happy New Year! The new year has arrived whether we are ready or not. I have to be honest, I haven’t taken a lot of time to consider or write down my goals for the new year. I think it’s because I know exactly what I want to accomplish this year. It’s a nice feeling to know […]

A Quick Hello


I just wanted to drop by and say hello to everyone. I hope you’re all enjoying a nice holiday season. On Christmas Eve hubby and I flew out to Chicago and spent four days with my in-laws. We had a great trip and (surprisingly inexpensive). Now we’re back home and enjoying time off from work until […]