Easy Way to Find Term Life Insurance Policy

QuotacyAt 25, I would say I’ve done a good job learning about personal finances. Managing finances isn’t easy.  There are so many moving parts to this puzzle including: debt, savings, income, student loans, investing, retirement, taxes, budgeting, and charitable giving among other things. There is one aspect of personal finance that I’ve all but completely ignored: Life insurance.

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Tracking Your Blog Income and Expenses

bfbI never actually expected to make a dime from blogging. I figured that only professional writers or and people who could spend a lot of money designing a professional blog could make money. I started my blog for fun. I wanted a place to record my journey to debt freedom. However, after just a few months of blogging, my blog started to make money. I was completely thrilled when I made my first deal (sponsored content). At times, running a blog can be a challenge when trying to balance work, family and your social life. Once my blog started to make money, I decided I needed to start treating the blog like a real business. I needed to start tracking my blog income and expenses.

Why You Should Track Your Blog Income and Expenses

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How to Pack for a Work Trip

traveling for work

I’m heading out this afternoon to Atlanta for a week of job-related training. Job related training as in a Tax training (I’m a tax accountant by day). It’ll be a week of hotel living and eating out. I don’t travel very much for work so I try to enjoy it. Truthfully, most of my week will be spent in a conference room listening to presentations. I doubt we’ll have much time to be out exploring the city.  I’m not complaining though. I’ll take full advantage of the fact that my employer is willing to fly me across the country and pay for my hotel so I can learn. Might as well enjoy it. My flight leaves in about 4 hours and I still need to pack. Here are my tips for work travel:

Know the Agenda

Make sure you know what to expect before you go on your trip. Are there any excursions planned? Will there be a formal dinner at some point? It is important to know these things before so that you pack the proper clothing. You don’t want to be stuck outside in 100 degree heat with only formal suit or only pack light clothing for a cold climate. Having the right clothing will help you be comfortable during your trip.

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Four Frugal Summer Date Ideas

Frugal Summer WeekendI live in the upper Midwest. Summer lasts approximately 2.5 minutes and before you know it, you are digging out your snow blower and buying bags of salt to melt the ice on your driveway. I feel like there is this intense pressure to soak up every single second of summer. This of course, causes me to stress out about all the things that I should be doing instead of just relaxing and enjoying the warm summer air. Does anyone else get stressed out about enjoying summer?

To make matters complicated, my husband and I have been very busy at work this summer. It seems that the theme is not enough employees and too much work. Not fun. We didn’t go into summer with any big trips or plans but with the hope that we would find fun and frugal things to do locally.  We are willing to spend some money but nothing extravagant. Here are a few fun and {mostly} inexpensive activities on our summer fun list: [Read more...]

Our Student Loan Story

our student loan story

I’ve been blogging here at Budgeting for More for just over a year now. How time flies! I’ve written a lot about how to save money and stay motivated to reach your goals. I’ve talked about how to start a budget and even how to make extra money. Personal finance is a subject I find endlessly interesting.

One topic I haven’t discussed much has been our debt. I know some bloggers out there make their debt public and will do weekly or monthly updates on how much they’ve paid off.  I enjoy reading those posts. I feel like I’m part of your journey and it motivates me to keep on going (and yes, occasionally feel jealous). I’ve always wanted do a debt reveal, but for various reasons it just didn’t feel right for us.

What I want to tell you about our debt

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