London property prices have been on a tear in the past few years, with annual increases in London exceeding those in the rest of the UK. Based on data from the Nationwide HPI, we can see that London house price growth has been higher than the rest of the UK for the past 7 years: […]
When you buy a car, it’ll lose some value as soon as you buy it. Its true (especially for new cars), but there are ways to slow down this depreciation.
Being risk averse is a sensible and frugal approach to investing, but this sensible option could eventually cost the investor a sizeable amount of money and may leave the individual despondent and with less opportunity to create a healthy pension or retirement fund. There is a time to be risk averse, and this is usually […]
Selling your home is always a stressful time, whether planning the logistics of packing, finding a removal firm or negotiating mortgage deals. Finding the right estate agents for your needs can help to make this tense time a little more relaxing. However, knowing the right agent from the wrong can in itself be a stressful […]
When it comes to selling property, there are two essential aspects: location and decor. While you may be powerless to change the location of your home, you can enhance and update the internal and external appearance. Whether a character property with restored period features, or a unique self build filled with modern fittings and technology, […]
Spread betting offers a potentially more affordable alternative to trading in stocks and shares, while the modern trading account also means that you can implement stops and limits, effectively automating a lot of the process for you. While you will need to ensure that you have the money available to cover initial deposits, you can […]
There are a lot of things to love about summer: barbecues, glasses of wine in the sunshine, balmy orange-streaked sunsets, warmer weather, holidays abroad… But one thing that isn’t as appealing is the increase in crime rates. As our days heat up, we throw our windows and doors wide, and jet off to tropical […]
No matter whether you have set up a budget, keep track of all the money you spend, and even if you do pay all of your regular bills on time, if you are ill-prepared for financial emergencies then you will still struggle to stay afloat. Not only does this mean having money in reserve, but […]
New government figures imply that the full value of the new flat rate state pension – that should have been available to all – will not be received by around 2 in 3 retirees. Introduced in April next year, the new flat rate pension offered by the state should have stood at £151.25 per week. […]
Financial trading isn’t necessarily the easiest of things to get involved in. There’s so much to think about, from the things you want to invest in, the money you want to commit, and the broker you decide to use. One such decision to make is the question of which products you decide to use to […]
“This is a big Budget for a country with big ambitions” In the opening minutes of the first fully-Conservative budget for almost 20 years, Chancellor George Osborne set out his party’s plans to cut £12billion from the UK’s welfare bill in an attempt to cut the country’s deficit. The new Budget proposals undoubtedly aim to […]
Changes to National Insurance payments could see thousands of self-employed workers in the UK have their state pension threatened. A simplification of the NI payments for the self-employed have come into force without much fanfare, though it could mean that the credits built up towards your state pension are stopped; without knowledge of this, you […]
Following on from last week’s piece on equity release, we’re now going to take a look at some of the more frequently asked questions about equity release.
Property wealth of retired homeowners has grown by £12.5 bn in the last 3 months. How could the possibility of equity release impact your pension plans?