Taking Chances in Life

Hey Everyone- I am finally back after a very busy week at work. Feels so good to find the time and energy to write again. Don’t forget to enter my $100 giveaway that ends Friday!

of my all-time favorite movies is Opa. It’s a cheesy and romantic and takes place on a gorgeous Greek island, Patmos. While it’s mostly a relaxing, romantic movie, there are a few grains of wisdom embedded in the film. Lately I can’t stop thinking about it:

My favorite line from the movie (and it’s caught in the trailer) is when Katerina challenges Eric to take a chance and ride his bike hands free. He asks her, “What if we crash?” to which she wisely responds “What if we never try?”

What if we crash?

Who isn’t afraid of crashing? Nobody likes to crash- especially when crashing involves pain and vulnerability. That  feeling you get when you fail, and everyone knows that you failed. Sometimes when I feel like people are judging me, I just want to crawl under a rock and hide. Crashing can also mean losing money.  As someone paying back student loans, ever single dollar is incredibly important.  It makes spending money on a risk even more risky.  When things don’t work out as we planned, disappointment can be very painful. It’s no wonder we don’t like to crash. Crashing sucks.

For the last few weeks I have been playing around with the idea of starting my own accounting business. I’ve also spent a lot of time questioning my long-term career goals. Will I always be an accountant? Is there something bigger out there for me? While I’m very thankful for my job, there is a part of my heart that is not happy. I crave something more creative and freeing.

Can I do something crazy like become a full-time blogger? Can I have a career where I spend my time writing stories, taking photographs and actually make income from these activities? Is that really possible?

There’s no doubt that I am afraid of crashing. The only thing really holding me back at this point is myself. I admit it, I am completely terrified of crashing.

What if we never Try?

As Katerina and Eric speed down the beautiful Greek countryside, Eric is hesitant to take the risk and ride the bicycle hands-free. Katerina asks him, “What if we never try?” Think about it: What if they never try? They will never have the chance to have that experience.  While this may seem like a small and silly experience, sometimes these small experiences create the best memories. Her question can easily be applied to much bigger experiences and chances in your life.

I wonder if I will regret not going after my business venture. Am I missing the opportunity of a lifetime? Could my side business end up turning into a full-time job? Then again, maybe I am just savings myself the pain and heartache of a failure? Maybe I could leave my full-time job for a job that I’ve actually created myself? I will never know until I try.

I wish I had the time and resources to go to Patmos and contemplate these questions for a few weeks months.

When did you last take a major chance in your life? Do you regret not trying something? 


  1. I could have written this! -> “Will I always be an accountant? Is there something bigger out there for me? While I’m very thankful for my job, there is a part of my heart that is not happy. I crave something more creative and freeing.”

    I’m in the same spot. I’ve thought about the whole full-time blogging thing and I’m contemplating whether that’s even worth it. I think the personal finance space is too crowded. Yes, it can be a great side hustle. Yes, some people can really stand out, but typically the blogs that stand out are about one single person and they are forced to continually post (not passive at all and never will be!). I was actually going to reach out to you about the accounting thing and see if we could team up somehow, even if it was just referring work back and forth. I have (had is a better word) some side stuff going for spreadsheet consulting and it was fun, but I’m not a CPA so I wouldn’t go the accounting route (though honestly I’m 100% capable, I’ve been an accountant for 4 years now!).

    Anyway I think whatever you do it’s best to do it on the side and it’s best to be a business that you can eventually outsource the work. That’s where I get stuck with my spreadsheet stuff. If I do more advanced development down the road I am almost doomed to be self-employed, versus a biz owner.

    Clearly we think alike or I wouldn’t have posted this ridiculously long comment haha.
    DC @ Young Adult Money recently posted…5 Steps to Save Money on GroceriesMy Profile

  2. I hear you on this. With student loan debt weighing me down, it’s hard to sit here and try to have a go at freelancing. I’m sure there are some that think it’s irresponsible, but i’ve been saving for the past year hoping that we would move, and knowing it would take some time to find a job here. Could all of that money had gone toward student loans? Sure, but what if I regret never trying this? I think it’s worth branching out as DC said. Try both at the same time and see which makes you happier.
    E.M. recently posted…When Is It Worthwhile To Save Money?My Profile

  3. Even though it was kind of out of my hands, I took a big chance with freelancing. It keeps me on my toes that’s for sure, and I’ve crashed multiple times and have gotten back up, and I’m sure I’ll crash again. Sometimes I take little risks, and sometimes calculated risks. Nothing wrong with either as long as you take full responsibility for the consequences. Write down what you think is holding you back, then try to find solutions to those questions. Break down each obstacle. Good luck!
    Tonya@Budget and the Beach recently posted…What is Your Financial Vice?My Profile

  4. I am a big fan of taking chances because I would rather take a chance and fail that live with regret in my life. I started my own company last September, I am not going to lie, it scared me to death and I question myself all the time, but it has also led me to some of the greatest moments in my life to date and since the day I started it, even though I bust my butt, I haven’t felt like I have actually “worked” a day because I enjoy it so much.
    Shannon @ Financially Blonde recently posted…This is Why I BlogMy Profile

  5. I’m about to take a chance! I have to believe it’s better to try than to regret, right?!
    Go for it!
    Kara recently posted…The Big GoalMy Profile

  6. I have not heard of this movie, Liz, but that is a great line. “What if we never try?” So powerful. The investment I made into The Heavy Purse was significant and there was/is times where I questioned myself, but then I, too, wonder what if. Taking chances is hard, but the not taking a risk can be hard to live with. It’s important to look and plan for you leap but I am an advocate of leaping!
    Shannon @ The Heavy Purse recently posted…How To Help Your Child Finance College: A Step-By-Step GuideMy Profile

  7. I love hearing you think out loud here. I totally understand what you’re thinking about too. I have a great imagination when it comes to possibilities and ideas being successful and going big. It is scary to take on the risks of things not working out the way we hoped.

    “I will never know until I try”– right on Liz!
    Stephanie @ Six Figures Under recently posted…Is a Sam’s Club Membership Worth It? (And what’s the kicker for us?)My Profile

  8. Lovely post!!! It’s taken me quite a while to actively implement in my life, but relinquishing control to take a chance is ultimately so rewarding!! This was just the thing I needed to read to get my butt in gear for some new upcoming projects. Plus, thinking about a trip to Greece is an awesome way to kick off a weekend 🙂
    Claire M recently posted…Topics We’re Talking About: Summer Saving StrategiesMy Profile