Paying off debt is a major undertaking. It’s a huge commitment and requires planning and making sacrifices. Trust me, I understand. We’ve been in the trenches paying off student loan debt since 2009. We’ve had some really bad days. Sometimes it feels like we will never finish paying off our student loans. Sometimes I wonder if we should sacrifice more and other days I wonder if we should have just paid the minimums all along? Managing debt is stressful.
Even though you’ve probably made many sacrifices while paying off debt, you don’t have to give up everything. Here are five things that you do not have to sacrifice to pay off your debt:
You are free to be happy or miserable. Make the most of each day. Find happiness in the people and world around you.
Debt often brings a lot of stress and anxiety into your life. You will need to take extra good care of your body so it can deal with the stress. Do we have gym memberships? No. Do we shop at Whole foods? No. This doesn’t stop us from getting exercise and eating healthy meals.
Never ever let the evil debt monster stop you from pursuing your dreams. Dream big.
There are plenty of great adventures to be had. You don’t need to jump on an airplane and spend two weeks in a foreign country to have an adventure. Look around you.
Make sure you find humor and joy in your life. Laughter is a gift. As Robert Frost once said, “If we couldn’t laugh, we would all go insane”
What’s the biggest sacrifice you’ve made while paying off your debt? What have you learned or discovered while paying off debt?