The ever increasing role of the internet within the retail sector has transformed the way that companies do business. No longer is it enough to sell to a local client base alone: in order to remain competitive, you have to make your items available to all. By its very nature, this necessitates distance selling, and […]
When you buy a car, it’ll lose some value as soon as you buy it. Its true (especially for new cars), but there are ways to slow down this depreciation.
Home improvements are a luxury, but often the budget just isn’t there. Today we look at three tips to help you renovate your home without breaking the bank.
Winter can be such a drag. Especially when you are living in the north. It’s just too dang cold to go outside. It’s even been too cold to take Ruby for a walk! I feel so bad for her. While we’ve managed to go on a few very short walks, it’s nothing like her daily walk […]
I’m wasting no time in the new year to start saving money. In the first five days of 2015, I’ve found two way to save more than$600! None of my saving strategies are revolutionary. Anyone can use these methods to save money. I will admit that saving money does require some effort. Companies will not volunteer […]
A few days ago I wrote about a gift idea for grandparents. Today I would like to share a great gift idea for women. Are you still looking for the perfect gift for a lady in your life? Sometimes shopping for presents for women can be challenging. They aren’t always the greatest at giving […]
As a personal finance blogger,you would probably expect me to have a big money-related goal like pay off my student loans this year. While I do have a few finance related goals for 2015, most of my energy will be focused towards a different goal that has nothing to do with money or finance. My […]
This past weekend was exactly what I needed. It was like a spa getaway weekend for my soul. I didn’t realize how badly I needed this weekend until I sat down to write this post. I just feel so good. Inspired, rested and ready to take on December. We didn’t do anything big this weekend […]
For some crazy reason, it seems that frugality is often associated with deprivation and being cheap. In my opinion, true frugality is anything but this. Frugality is about having more experiences. It’s about living more on a little less. Every since first discovering the world of personal finance blogging about 4 years ago, I’ve become […]
I’ll just start off by being completely honest with everyone: My husband and I are NOT naturally organized and tidy people. Despite this fact, we both agree that it is so much more relaxing to live in a clean and organized house. Living in a clean and organized house makes us happier and more productive. […]
Hello err goodbye October. The month was a little busy, but overall a great. Sometimes I have to step back and just think wow, I am so lucky. Hubby and I are healthy. We have stable jobs, wonderful friends and family, and live in safe neighborhood. Seriously, despite the budgeting, debt, and tough money decisions, […]
This past weekend my husband and I spent a long weekend in the Black Hills. This was something that we was on our fall bucket list. I enjoyed visiting the Black Hills much more than I thought I would. It’s absolutely beautiful. There’s a constant breeze rolling through the hills and the air smells like pine […]
This summer my husband and I didn’t have any big summer vacation plans. Instead we decided to make a list of all the things we wanted to do before summer was over. After all, summer flies by doesn’t it? On a general note, most of the activities were frugal. We thought that writing a list […]
I live in the upper Midwest. Summer lasts approximately 2.5 minutes and before you know it, you are digging out your snow blower and buying bags of salt to melt the ice on your driveway. I feel like there is this intense pressure to soak up every single second of summer. This of course, causes […]