My Big Goal for 2015

Picture1As a personal finance blogger,you would probably expect me to have a big money-related goal like pay off my student loans this year. While I do have a few finance related goals for 2015, most of my energy will be focused towards a different goal that has nothing to do with money or finance. My goal for 2015 is to practice Mindfulness.

What is Mindfulness

The other night I was vegging in front of the TV and 60 Minutes happened to be on.. The last segment featured Anderson Cooper talking about Mindfulness with Jon Kabat-Zinn. You can watch a clip of this story here or read the story here. It’s super interesting!  I had never really heard of Mindfulness until now. Mindfulness is about the awareness that arises through paying attention on purpose in the present moment. Mindfulness is about being present and living more.

The Mindfulness movement is starting to gain traction in the United States. Companies like Google are incorporating aspects of this practice into their work environment. For example,Google will start many meetings with a minute or two of silence to help calm every down and get focused. If Google is practicing mindfulness, then that must mean it’s legit, right?

Anderson Cooper admits that he is terrible at living in the moment. Anderson says that he is always thinking about something that happened in the past or something that is going to happen in the future. He is also attached to his phone and checks his email several times an hour. Wow, does that sound familiar. 

What 2014 was like

When Anderson confessed he never lives in the present and was addicted to his email, I knew that I really needed to listen carefully to this story now. I can completely understand how Anderson feels. I’m constantly checking emails and living in a different moment than the present. Have you ever driven to work and then wonder how you got there? Like you can’t remember any of your ride? Maybe I shouldn’t be admitting it, but I’ve had days like that!

As someone passionate about personal finance, I’m constantly scheming my next move: saving money, making money, credit card churning, paying off debt, investing etc. I also fantasize about my life after we pay off our debt. I am so excited to finally start saving and investing more. I’ve been living a lot more in the future than in the present this year.

Let’s not even get started on blogging. Blogging fuels my addiction to email and social media. I am constantly looking for new blog posts and seeing what’s hot off the press. What are my stats? How can I get more hits? What will my Alexa score be next week? Is there an email from an advertiser waiting for me? Blogging can make it so challenging to unplug. It’s hard to live in the moment when you are staring at a computer screen all the time.

What I want for 2015

I still want to finally pay off our student loan debt in 2015. But even more so than paying off our debt, I want to live more. I want to be present in my own life. We will hit these financial milestones as long as we continue to live responsibly and on a budget. There is a lot more to life than money. You should be able to enjoy life and live in the moment regardless of how much your net worth is. This year I want to re-calibrate and live in the moment more often.

How I’m going to get there

To achieve this goal, I want to start practicing meditation as Anderson Cooper has. Meditation is about calming the mind and managing your stress. I know myself pretty well and I can honestly say that this practice is going to be a huge challenge for me. I’m one of those people who has a hard time “shutting off” their mind at night. Sometimes my mind races and it actually feels physically exhausting. I plan to start meditating for 10 minutes in the morning before I get ready for work.

I am so glad that I happened to be watching Anderson Cooper’s segment on 60 Minutes. I rarely catch the show but that segment has inspired me to live a better life. It was so inspiring to see Anderson Cooper talk about what a change he has felt in his life from practicing mindfulness. I have a feeling that mindfulness will help me live a fuller, richer life regardless of how much financial wealth I may have. Who doesn’t want that for 2015?

Does it sound like I’m drinking the Kool Aid?  Do you practice meditation? Are you able to live in the moment or is this a challenge for you? 


  1. DH and I also watched the 60 Minutes episode you referred to. I use prayer as a means of centering myself and my thoughts. I am also interested in using meditation along with pulling back from the white noise/social media/blogging a bit in order to reduce the clutter in my brain. I don’t think you’re off base at all and it’s a wonderful goal to strive for in the new year Liz.
    Kassandra recently posted…Stop With The WantingMy Profile

  2. Meditation, it is! I actually never try to meditate, you know consciously doing it. But, I’ve heard that those people who can meditate are those who succeed in life and can retire earlier (I assume) as they can control stress and outlook in life. I envy those who can do this. Gonna start learning how to do so to reap the benefits of meditation.
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  3. Yes! This is everything I believe in regarding intentional living. I think it’s about a personal growth journey. If you haven’t read any of John Maxwell’s books, I recommend his “15 Invaluable Laws of Growth” book at the least. Meditation is also hugely helpful for me. I downloaded the “Omvana” app for free and frequently listen to the “6 Phase Meditation” that is about 20 minutes and is also a free track. I can’t recommend it highly enough. Good luck!!

  4. I’m working on my new year’s resolutions and realized that none of them have anything to do with finance! My resolutions are focused on living a more open and loving life including things like show gratitude, appreciate each other’s differences and smile at strangers 🙂 I think working on your inner person is most important and everything else will follow (including good spending habits!).

    If you need some recos, I have some great books, sites, and apps on mindfulness if you’d like to try! Let me know 🙂
    Christine @ The Wallet Diet recently posted…Blog Holiday Giveaway! Off Track Planet’s Travel Guide for the Young, Sexy, and BrokeMy Profile

  5. Google the Science of Happiness course and take it. It’s free and self-paced. I know a lot about mindfulness even though I haven’t even come close to mastering it. I do practice meditation but I do it a little differently which isn’t mindfulness focused. There are many studies linking mindfulness to increased happiness, so good for you for pursuing that!
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  6. Great goal for the new year! I can totally relate to not being mindful especially the “I’m constantly scheming my next move” in personal finance. I’m usually so focused on what I’m doing next or how to achieve my next goal that I completely forget about what I’m doing in the present. It’s definitely not the best way to live so hopefully I can focus on being more mindful as well!
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  7. I watched the same exact segment w/ my husband (which was odd because we never watch tv at that time, it was just randomly on). Being more mindful is always something I’m striving toward! I think it can make a huge difference.
    Kara recently posted…The Anything vs. Everything BattleMy Profile

  8. I am a huge proponent of mindfulness and i’m so glad it’s going to be your focus for 2015, Liz. As important as it is to know where we want to go and where we have been, we do need to live in the present. I’m a big believer that appreciating things now, helps brings more good stuff to you.
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  9. I wasn’t able to relax OR mediate until I became caffeine-free. Suddenly I could relax and sleep peacefully at night too. It’s so great when you see something that is exactly what you need just at the right time. I didn’t even know 60 Minutes was still on! 🙂
    kay ~ recently posted…Dish Detergent ~ Friend … or Best Friend?My Profile

  10. Wow, this one hit me hard. I definitely do not live in the moment. Not at all! I am always thinking about my next move. The next week, the next month, the next year…planning, to do lists, opportunities…I don’t just enjoy the NOW. I think about when we have ____ renovation done on the house, have ____ paid off. Anyway you get my point and this is an awesome challenge for next year. I appreciate you sharing!
    DC @ Young Adult Money recently posted…How to Budget Your Time Like You Budget Your MoneyMy Profile