October {In Review}


Ruby in her Halloween costume : )

Hello err goodbye October. The month was a little busy, but overall a great. Sometimes I have to step back and just think wow, I am so lucky. Hubby and I are healthy. We have stable jobs, wonderful friends and family, and live in safe neighborhood. Seriously, despite the budgeting, debt, and tough money decisions, we have SO much to be thankful for. Money is just one tiny piece of the puzzle. Sometimes it’s easy to forget this. With that said, lets look at October:


  • I formulated some new, very important goals for the remainder of 2014: More fun, cheese and wine. The point of my new “goal” is to simply stop and smell the roses more often. I’ve been working really hard lately which is good, but also exhausting. I want to enjoy everyday, not just the weekends. After a long day of work, sometimes all I have energy for is to take Ruby for a walk and make dinner! Even blogging can be a challenge.  Anyone else trying to enjoy life more?
  • I won two hockey tickets through my work for a game last week. We got to sit in the corporate suite and our team even decided to win! They also had food catered to the suite.. so there was beer, wings and nachos. Yum! In total the night only cost us $6 for parking! It was such a treat.
  • We were able to cross off a few items on our fall bucket list: We visited an apple orchard, made apple cider AND made apple crisp. Originally, I was going to make an apple pie, but hubby and I were both craving crisp. I’d say we’re doing pretty good on our list!


  • I purchased a few shares of Berkshire Hathaway class B stock. I would like to start purchasing a few shares monthly and build up the portfolio, but we’ll see.
  •  We managed to cut down our cell phone bill by about $40 per month. Holla! Basically my husband can get a cell phone through his employer and so now he will only pay for his personal use of the work cell phone.
  • I think we are finally getting our finances back in shape. It’s been a really long summer. Between Ruby’s extra-expensive vet bills, our road-trip, and car insurance premiums, we just haven’t felt like we’ve made as much progress on our student loan debt.


  • October was a great month for blogging. I had a few writing gigs that I really enjoyed working on. I don’t know why, but it’s even more  fun to write for other websites than just your own.
  • I had another sponsored post published this month. It’s always really interesting to work with advertisers. I think blogging is a seriously interesting business!
  • As I mentioned last month, I will be launching a new series in December chronicling the final year (hopefully!) of our debt payoff journey. The main reason I got into reading personal finance blogs is because I was trying to understand how to manage/pay off our student loans. I think it only makes sense for me to share this part of my life with all you wonderful readers who could very well be in the same process as well.

How was your October? Do anything fun? Land a great gig? Pay off some/all of your debt?


  1. Our month was pretty boring overall. We did stick to our budget though!
    Holly@ClubThrifty recently posted…Do the Changing Seasons Affect Your Budget?My Profile

  2. Great october for you and your dog looks really fluffy in his costume 🙂 October has been good to me as well and I am now looking forward to the coming holidays.

  3. I am loving that you cut your cell phone bill down by $40. And way to go re the sponsored gigs – I have 4 scheduled guest posts coming up in the next two months. I’m really getting into it. Like you said, it’s fun writing for other people!

  4. Glad you got some writing gigs and are enjoying it! I love fall activities too but there is not much change around here in LA, so I was happy I got to experience the apple orchard thing visiting Michigan in Oct. And seeing the fall leaves too! Good luck with your project in December…looking forward to reading it!
    Tonya@Budget and the Beach recently posted…Simple Living and Saving MoneyMy Profile

    • Thanks Tonya! I haven’t devoted a ton of energy to pursuing freelancing, so whenever a gig comes along I am super grateful.

  5. Sounds like you had a great month! Hope you enjoyed the hockey game. I’ve never been in a corporate suite for the NHL, but I was at a pretty cool suite at Target field a few years ago for “social media night.” The free food was awesome.

    I am currently looking to write for a couple more sites, but I have really enjoyed my current freelance gig and even pitched a second weekly post we are testing out. I desperately need to stop and smell the roses.
    DC @ Young Adult Money recently posted…The Top 10 Financial Moves for People in their 20sMy Profile

  6. I had a great October, although it was a crazy one. The highlight for me, other than my wedding anniversary, was having a viral post on AOL Jobs about working moms. It was nice to have a voice and for my voice to have a positive influence on so many women.
    Shannon @ Financially Blonde recently posted…Music Mondays – Somebody to LoveMy Profile

  7. Aww Ruby-pumpkin! Sounds like a great month! I had a busy October too!

  8. October was a low key month. I lacked motivation, for some reason. I’m planning on November being better!
    Lauren recently posted…The Season for Giving ThanksMy Profile

    • I’m hoping November will be more low-key for us. We’ll be celebrating thanksgiving with my family this year so we won’t be doing any traveling. That should be nice.

  9. Yum… apple crisp!

    We had a fun October. We celebrated both my husband and I’s birthdays, carved some pumpkins, and watched a few movies.
    Jenna recently posted…Jenna’s October Budget Review – AKA I’m Terrible At Sticking To A BudgetMy Profile

  10. October was super hectic yet fun in the same instance. I am happy that you’re enjoying freelance writing. I do also 🙂 We celebrated our wedding anniversary quietly and together which was all we really wanted although DH splurged on some beautiful floral arrangements to surprise me. I too feel utterly blessed with the life we have, despite whatever challenges it may bring. Here’s to an even better November for you!
    Kassandra recently posted…The School Of FailureMy Profile

    • Thanks Kassandra. I’m with you, I love getting flowers. Sometimes our farmer’s market has a vendor that sells bouquets for $5.. that’s a splurge we don’t hesitate to make : )

  11. Our month was busy too. The husband had a fishing trip with friends, we had friends stay with us 2 weekend in a row, and then finished up a house project.
    I would like to say that I am looking forward to a slow month, but its the holiday season, it looks like that won’t happen. But,t hats life!
    Allison recently posted…Money Monday: Warranties, Returns, and ReplacementsMy Profile

  12. October was really good as I was able to save money for this Christmas! Happy that I did. Hope to save more this month.
    Jayson @ Monster Piggy Bank recently posted…Online Business Update 2My Profile